When will I be able to get a credit card, loan, car and/or mortgage after Bankruptcy?

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As a Resolve member you will be able to monitor your credit score, get powerful budgeting tools, debt relief recommendations and much more.

You can apply for credit cards, loans and car loans right after discharging debts in Chapter 7 bankruptcy. However, the rates may not be ideal. You can apply for a mortgage 2-3 years after discharging as well.

Please keep in mind that Chapter 13 is a much longer process than Chapter 7, and you typically cannot get new credit approved while you are in it (that vast majority of Chapter 13 plans run 5 years).

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Make your money go further as a Resolve member​​

As a Resolve member you will be able monitor your credit score, get powerful budgeting tools, debt relief recommendations and much more.
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