Grifters, scam artists, snake oil salesmen — whatever you call them, people who try to con others out of their hard-earned money have always been with us. But crises and the ensuing panic some people feel tends to bring out even more of them. The coronavirus pandemic is no exception.…

Debt relief can sound incredibly positive when you’re finances are underwater and you can’t see your way to paying off your debt. Sometimes it can be so appealing, in fact, you wind up working with a company that doesn’t have your best interests in mind. If you’ve signed on for…

Income inequality in America is at its highest point in the last 50 years, according to recent data from the U.S. Census Bureau. Nearly a third of U.S. households have more credit card debt than they do emergency savings. But it’s not just overspending or inadequate incomes to blame. A…

If your old debts have been turned over to a collection law firm and you’ve been avoiding their letters, calls and other attempts to collect your debt, don’t be surprised if the firm takes legal action with a lawsuit.  Editor’s note: This article picks up where our article, Collection law…

Let’s be perfectly honest: If bankruptcy is among your considerations for fixing your financial situation, the associated cost of filing likely aren’t significant enough to keep you from doing so. Still, it’s good to understand what costs are involved so there aren’t any surprises. This article will walk you through…

Hopefully, if you’re reading this, you’ve looked into different ways to resolve your debt woes before jumping straight to bankruptcy. For most people, these debt relief options include debt settlement, debt management, and even debt consolidation if your finances aren’t too far gone. But if you’re considering Chapter 13 bankruptcy,…

So you’ve declared bankruptcy at some point in the recent past and now you’re wondering when you can buy a new home. The simple answer to this question is, well, simple: Whenever you want. There aren’t any specific laws limiting your ability to buy a home at any point during…

Most people don’t want to file bankruptcy even once, let alone twice or thrice. But there are financial reasons why it may be necessary at times. There are limitations to how frequently a consumer can file, though. Let’s take a look at what those limitations are and how they can…

Bankruptcy isn’t something most of us want to consider, even when we’ve dug ourselves into a significant financial hole. But in some circumstances, bankruptcy can provide the financial protection and relief we need. Here’s what you need to know when you decide to file for bankruptcy. Perhaps the most difficult…

The word bankruptcy can strike financial fear into a lot of people. It comes with a good bit of stigma, and most of us would prefer to avoid it. But the truth is that hundreds of thousands of people in the United States file for bankruptcy protection every year. For…

If your debt has you feeling overwhelmed and you’re considering filing for bankruptcy, it’s important to consider all of your options before making a final decision. Bankruptcy can have a lengthy adverse impact on your credit, making it almost impossible to open new lines of credit until well after your…

If you’ve been researching bankruptcy as an option for solving your debt issues, you may have come across the terms “dismissal” or “dismissed” and “discharge.” At first glance, these may seem like the same thing, but they’re actually very different. Let’s take a look at why. The different types of…