While you can negotiate with creditors directly, you’ll have to do your own research. You can calculate what you might save with a debt settlement calculator and then use a debt consolidation calculator to assess if this is a viable option for you instead. You can also use a credit card payment calculator to assess how long it will take to pay off your credit card(s) if you don’t choose a settlement plan. You may find it challenging to determine the best deal possible for your situation. That’s where Resolve comes in. Our primary goal is to assess your personal situation and understand your legitimate options. We’re really good at that.
What’s more, we offer an alternative to debt settlement companies that charge high fees and prioritize getting themselves paid. Our solution prioritizes saving you the most money. In fact, the Resolve platform and debt guidance are free. You can review and compare debt relief paths and ask our experts questions. And you can get debt settlement estimates and a settlement plan. All for free.
There is no cost to you unless you decide to work with one of our Resolve Network Partners. Our partners can help you achieve your goals and may be able to help you avoid debt settlement. And, their fee structure is completely different from those of the debt settlement companies, which results in more savings for you.
- If your debt is $30,000, your fee with the typical debt settlement company would be 20-25% of your debt total, meaning you’d pay a fee between $6,000 and $7,500 regardless of how much the company saved you in settling your debts.
- Your fees for that same service using the Resolve platform are 15% of of your total savings. What that means: Assume all of your accounts settle for a total of $14,000 on that $30,000 debt. You saved $16,000, so you’d pay just 15% of that amount in fees, or $2,400. Basing our fee on results means you’re never paying higher fees for less value.
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