Should I stop paying my creditors?

While we don’t advise people to stop paying their debts, we do offer education and information about the benefits and drawbacks of your decision either way.  When it comes to settling unsecured debts for less than the balance owed, such as credit card debt, the fact is, you have to...

6 ways to prevent holiday debt

Because holiday gifts aren’t always a line item in a budget, it’s easy to see why last-minute purchases can end up on a credit card. And while it’s tempting, it’s best if you can avoid doing this at all costs (unless you can pay off the balance in full). Here...