This really depends on the individual creditor, type of debt, and stage of delinquency. For example, if your account is in good standing (i.e. you’ve been making on-time payments), offers are generally fee refunds, lower interest rates, or payment deferments. If you are behind on payments, you’ll likely be offered a settlement (also known as debt forgiveness).
What types of offers will I get?
- January 24, 2021
- Alex Mooradian
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