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When will I be able to get a credit card, loan, car and/or mortgage after bankruptcy?

You can apply for credit cards, loans and car loans right after discharging debts in Chapter 7 bankruptcy. However, the rates may not be ideal. You can apply for a mortgage 2-3 years after discharging as well.

Please keep in mind that Chapter 13 is a much longer process than Chapter 7, and you typically can’t get new credit approved while you are in it (the vast majority of Chapter 13 plans run for 5 years).

Resolve recommends SoloSettle

Resolve partners with SoloSuit which provides a debt settlement tool called SoloSettle. If you are being sued for debt, you can use SoloSettle to get it settled quickly.