How We Can Help

Now’s the time to say goodbye to debt. We can help you pull yourself up.

If you’re in financial distress or struggling to pay your bills, you’re not alone. 70% of U.S. adults say they’d be in a difficult situation if their paycheck was delayed by a week. We’ve all been there.

We understand how scary it is to be faced with debilitating debt — past due notices, collection calls, even lawsuits — and the practices of traditional debt-relief providers are often deceptive and confusing.

We believe people deserve a better way: We provide supportive, unbiased advice, technology that makes financial decisions easier, helpful educational content and referrals to debt relief professionals who put people over profits.

How We Can Help​

Whether you choose a do-it-yourself approach to dealing with your debt or decide to work with one of the service providers in the Resolve Network, we’re here to help. We offer:


Comparison Tools

Resolve’s decision-making engine does the math for you. Using historical collections data and algorithms, the tool allows you to compare and contrast various options, then offers unbiased recommendations based on your unique circumstances. Here’s how it works:

Step 1
Enter your info.
Before we can present your options, we need to collect some information from you. (Don’t worry, you can do this anonymously.)​
Step 1
Step 2
Evaluate your options.​
Your information will be plugged into our algorithm to identify your best paths out of debt. (For example, your options may be to negotiate your debts or file for bankruptcy.)​
Step 2
Step 3
You decide what’s best for you.​
We’re here to help you make the best choice for you, with plan estimates, FAQs, educational articles and referrals to honest, affordable debt relief service providers in the Resolve Network.​
Step 3


Access to Debt Experts

Our team of debt experts is standing by to answer your questions along the way. We offer free, unbiased advice based on your specific circumstances and goals. We’re not here to sell you anything. We’re here to guide you out of debt. You can email us at or ask us a question here.


Honest and Affordable Partners

Once you’ve compared your options and decided on the best way forward for you, we can refer you to a debt relief service provider — a counselor, negotiator or attorney — in the Resolve Network. Acting as responsible alternatives to traditional debt settlement companies, these providers have been screened to meet rigorous standards for ethics and transparency. They also charge up to 75% less than traditional debt relief providers.


Educational Content

Knowledge is power. Our team of researchers, writers and editors are hard at work delivering fresh articles and resources that answer common questions about All Things Debt. Got a question about medical debt? Wondering how to settle IRS debt by yourself? Not sure how to go about getting a debt consolidation loan? We’re here to help cut through the clutter and give it to you straight. Explore our library.

But how much does it cost?

That’s a great question! The short answer is that most of our services are completely free:

  • Comparison tools
  • Consultations with Resolve debt experts, including debt settlement/management estimates and plans
  • Educational content

The only thing you pay for is if you decide to work with a partner in the Resolve Network.

If, after you’ve reviewed your available options using the comparison tool, you decide to work with someone we refer you to—that’s when you pay for a service.

Debt Management Pricing​

Should you choose to explore a debt management plan, credit counselors in the Resolve Network will offer a free estimate and consultation. Under these plans, a credit counselor works with your creditors to lower your monthly payments by administering a structured repayment plan that often reduces interest rates and waives or reduces any fees or penalties. The average monthly payment is 2% of the balance in that plan.

In other words, if you put $20K of debt into a debt management plan, your monthly payment would be (on average) $400. Read more about debt management plans here.

Debt Settlement Pricing

The service providers in the Resolve Network are responsible alternatives to traditional debt settlement companies. They charge rates that are fair and substantially less than traditional debt settlement companies. For example, whereas a traditional company charges 20–25% of your TOTAL DEBT, Resolve Network partners charge 15% of WHAT YOU SAVE.

Typical Debt Settlement Company
Resolve Network Service Provider
Your debt: $30,000
Your debt: $30,000
Your fee: 20-25% of your debt TOTAL
Your fee: 15% of your total SAVINGS
You pay $6K–$7.5K
If all your accounts settle for $14K, you’d pay 15% of $16K (what you saved), which is $2,400.
It doesn’t matter how much they save you; you pay them the same amount.
You pay based on how much the Resolve Network service provider saves you.

Bankruptcy Pricing

If you decide that filing for bankruptcy is the best route for you, we’ll offer a resource to help you find a local bankruptcy attorney.

Although costs vary by state, the average cost of a Chapter 7 bankruptcy is $1,800. The cost of Chapter 13 bankruptcy varies, but you can expect to pay $3,000 or more.  Read more about bankruptcy here.

Still have a question about pricing or about how all this works?

We believe in no hidden fees and no hidden CEOs. Email your questions to our CEO Alex Mooradian at

Make your money go further as a Resolve member​​

As a Resolve member you will be able monitor your credit score, get powerful budgeting tools, debt relief recommendations and much more.

We use bank-level security with 2048-bit SSL encryption and will never share your info without your consent


Resolve is an accredited company with the Better Business Bureau​


We were selected as a winner of the prestigious CFSI Financial Solutions Lab by J.P. Morgan Chase

Copyright © 2020 Resolve Innovations, Inc., a Public Benefit Corporation. All rights reserved.