Why does Resolve only recommend filing Chapter 7 as an option?

You certainly should look into your options with Chapter 13 Bankruptcy. It is a forced repayment plan that typically lasts 5 years. It is inflexible and hard to complete. Most of us would look to settling debts for less outside of a Chapter 13, as it can go faster, provides flexibility, and will often save you more money. Having said that, Chapter 13 Bankruptcy has its place with certain situations.

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