Credit card debt in the United States is on the rise: It hit $830 billion in the second quarter of 2019, according to Experian. Credit cards are also becoming an increasingly popular form of payment — 60.5% of U.S. adults own a credit card, up 11% from the same time…

Building up good credit can be a daunting task, especially if unfortunate circumstances have brought your credit score down. But luckily there are a variety of things you can do to push your credit back into the green. One of them is becoming an authorized user on someone else’s credit…